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Living in Cottleville MO Guide 🏠 | What to Know Before Moving to Cottleville

Last Updated on: 7th September 2023, 12:26 pm

Just 31 miles outside of St. Louis, Cottleville is a charming city in Eastern Missouri. The city was first settled in 1798 by Captain Warren G. Cottle, who secured the area in a land grant from the Spanish. However, the area did not start developing until 1810, and by 1850, the town had eleven businesses, two hotels, and 500 residents. Today, the population continues to grow and Cottleville is known for its local businesses, charming downtown area, and low real estate prices. As such, Cottleville is a good place to live. Take a deep dive into living in Cottleville and explore everything that the city has to offer!

Where Is Cottleville MO?

Cottleville, MO is in St. Charles County, which is Missouri’s third-most populous county. Nearby cities and communities to Cottleville include Dardenne Prairie, Weldon Spring, and Howell. Cottleville is also bordered by a few recreational areas such as Woodlands Sports Park and Old Hickory Golf Club.

If you are planning on commuting to the city when living in Cottleville, it is about 31.5 miles from Cottleville MO to St. Louis MO via I-70 E.

Cottleville Population & Demographics

The population of Cottleville is 5,611, which is an 82% increase over the past decade! Many families are flocking to Cottleville from St. Louis as it gives a small-town feel while still providing access to the big city amenities.

Cottleville is an affluent city, with a median household income of $131,618. This is over double the Missouri average of $61,043. With this high household income, it is no surprise that the residents of Cottleville are very well-educated. 97.8% of residents living in Cottleville have a high school degree (or higher), and 55.7% have a bachelor’s degree (or higher).

Additional Cottleville Demographics:

  • Sex ratio: 54.2% male, 45.8% female
  • Median age: 36.8
  • Racial and ethnic composition: 91.3% White (87.9% non-Hispanic), 3.3% two or more races, 3.0% Black or African American, 0.7% Asian
  • Foreign-born population: 4.7%

One of the biggest benefits of living in Cottleville is the incredibly low crime rates. Cottleville is a very safe place to live with crime rates that are well below the national and state averages.

Crime in Cottleville, MO:

  • Total Cottleville crime rate: 483 crimes per 100,000 people (84.3% lower than state average and 79.4% lower than national average)
  • Violent crime in Cottleville: 0 crimes per 100,000 people (100% lower than state average and 100% lower than national average)
  • Property crime in Cottleville: 483 crimes per 100,000 people (80.9% lower than state average and 75.3% lower than national average)

The City of Cottleville Police Department is located at 5490 5th Street and is led by Police Chief David McCune.

Cost of Living in Cottleville Missouri

Is Cottleville affordable for you and your family? According to the Economic Policy Institute, a family of four living in Cottleville would need to make $84,111 per year to live comfortably in the city. The Cottleville Cost of Living Index is 105.7, making it 5.7% more expensive than the national average of 100. Although living in Cottleville is slightly more expensive than the rest of the US, it is important to remember that the median household income is well above the state and national average.

Typical Cottleville Living Expenses

Here is a look at common living expenses in Cottleville. These figures are for the nearby city of St. Charles, but you can expect similar numbers for Cottleville.

  • Cappuccino: $3.00
  • Loaf of bread: $2.00
  • Dozen eggs: $2.85
  • Bottle of wine: $15.00
  • Movie ticket: $10.00
  • Child care (monthly): $1,200
  • Average Cottleville utilities per month: $214.38

Source: Numbeo

Are you on the hunt for homes for sale in Cottleville, MO? According to Redfin, the average home price in Cottleville is $356,000, which is down 3.0% from last year and lower than the national average of $416,100. Although home prices are down, the Cottleville real estate market is still very competitive. Homes only sit on the market for an average of 3.5 days and 3% of homes sell above the list price.

If you are searching for apartments in Cottleville, MO, there are many luxurious options for you to choose from. Cottleville contains beautiful apartment complexes such as Harmony Ridge Apartments and Traditions at Mid Rivers. According to RentCafe, the average rent in Cottleville is $1,557. Here’s how this figure stacks up to nearby cities.

Cottleville Neighborhoods | Where to Live in Cottleville

Cottleville does not have any formal neighborhoods, but the city can be broken down based on major locations. These are just a few of the best places to live in Cottleville.

College Meadows | Vibrant Neighborhood Close to College

The College Meadows area is right next to the popular St. Charles Community College. This area is home to affordable apartment living options as well as a bustling downtown area. Mid Rivers Mall Drive runs alongside the college campus and is full of shopping opportunities and places to eat.

Downtown Cottleville | Walkable Area Popular Among Young Professionals

Located in Central Cottleville, the downtown area is a great place to live if you enjoy the hustle and bustle of the city. This area is very walkable and contains some of the best shops and restaurants in the city. Most of the homes in this area are in the $400,000’s.

Legacy Park | Quiet Residential Area Close to Public Park

If you are looking for a quiet place for your family to live, then look no further than Legacy Park. The neighborhoods near Legacy Park are known for their spacious yards and lamp-lined streets. You will also have direct access to Legacy Park itself.

Cottleville MO Weather & Climate

Curious about the weather in Cottleville, MO? According to the Köppen Classification, Cottleville has a humid subtropical climate with warm and humid summers and cool winters.

Cottleville Climate Statistics:

  • Average temperature in Cottleville during the summer: 79ºF
  • Average temperature in Cottleville during the winter: 50ºF
  • Cottleville annual snowfall: 13 inches
  • Cottleville annual rainfall: 43 inches

The best time of year to visit Cottleville is from late May to late September, when the weather is the most pleasant.

Things to Do in Cottleville MO

There is no shortage of things to do in Cottleville, MO. You can visit retail stores such as Cottleville Landing and Hazel and Blues Boutique. If you need to complete some grocery shopping, then check out Mannino’s Market or Schnucks Cottleville. Here are just a few fun things to do in Cottleville.

Legacy Park

Grab the kids and head to Legacy Park, where you can enjoy basketball courts, tennis courts, playgrounds, and lakefront views!

5490 5th St, Cottleville, MO 63304, 636-498-6565

Urban Air Trampoline and Adventure Park

Urban Air is one of the best things to do in Cottleville with kids. This trampoline center hosts open jumps, fitness classes, and dodgeball tournaments.

5993 Mid Rivers Mall Dr, Cottleville, MO 63304, 636-733-6744

Old Town Cottleville

Take a walk down Route N, which is the main street of Old Town Cottleville. Along this street, you will find many local restaurants, shops, and historic buildings to enjoy.

Cottleville, MO

Additional Attractions in Cottleville

The City of Cottleville Parks and Recreation department manages 210 acres of park grounds and 38.5 acres of lakes for you to enjoy. You can also take a look at the City Calendar to find more things to do in Cottleville, MO.

Cottleville Restaurants

Looking to grab a bite to eat in the city? These are just a few of the best restaurants in Cottleville, MO. 


Bemo’s is one of the most popular Cottleville, MO restaurants among local residents. This casual joint features tasty American and Cajun-style dishes.

5373 State Rte N, Cottleville, MO 63304, 636-939-9922

Plank Road Pizza

Stop by Plank Road Pizza and enjoy one of their delicious specialty pizzas along with a freshly brewed iced tea!


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5212 State Rte N, Cottleville, MO 63304, 636-477-6154

Stone Soup Cottage

Stone Soup Cottage is one of the most luxurious restaurants in Cottleville. This farmhouse restaurant serves up decadent multi-course French dinners.

5809 State Rte N, Cottleville, MO 63304, 636-244-2233

Jobs in Cottleville MO

Although the city is small, there are plenty of Cottleville jobs for you to choose from. According to GovSalaries, the average salary in Cottleville is $58,298. Future job growth in Cottleville over the next 10 years is predicted to be 31.4% and the unemployment rate in the city is 3.4% (compared to the national average of 6.0%).

Some of the top occupations by population include:

  • Retail trade: 16%
  • Health care and social assistance: $11.9%
  • Manufacturing: 11.3%
  • Construction: 8.5%
  • Finance and insurance: 7.6%

Because Cottleville is such a small city, many residents commute for work. The nearby city of St. Charles is home to major employers such as Ameristar Casinos, Boeing, and Lindenwood University. You also can venture a bit further into St. Louis, where the biotechnology, healthcare, and education industries are thriving.

To find jobs in Cottleville, try searching on Indeed or check out the city’s employment opportunities.

Cottleville Missouri Schools

The major Cottleville school district is the Francis Howell School District. This district is the top-rated school district in St. Charles County and the 8th-best school district in Missouri, according to Niche. Warren Elementary, Louis C. Saeger Middle School, and Francis Howell Central High School are all located within Cottleville. US News ranked Francis Howell Central High School as the 2nd-best high school in the Francis Howell District and the 21st-best high school in Missouri.

If you are looking for private schools in Cottleville, then check out St. Joseph Catholic School. This school serves 972 students in grades PK-8 and is attached to St. Joseph Catholic Church, which is the largest church by number of parishioners in the Roman Catholic Archdiocese of St. Louis.

St. Charles Community College is also located in Cottleville. Nearly 1 in 5 graduates from St. Charles County high schools choose this college to further their education.

The St. Charles City-County Library is available to residents living in Cottleville.

Cottleville Statistics & Information

  • County: St. Charles
  • Cottleville area: 4.74 square miles
  • Cottleville MO zip code: 63304
  • Cottleville area code: 636
  • Cottleville elevation: 495 feet
  • Cottleville time zone: Central Standard Time (CST)
  • Closest airport to Cottleville: St. Louis Lambert International Airport (STL), 17.7 miles away

Cottleville MO Map

If living in Cottleville sounds great to you, then get in touch with Federal Companies! Our experienced Cottleville movers are ready to get you settled in your new home as quickly and safely as possible. Give us a call today at 800-747-4100 to get started with a free quote!


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